Ingredients:

  Amount  Measure       Ingredient -- Preparation Method
--------  ------------  --------------------------------
   2      cup           Dried pinto beans -- washed
   2      cloves        Garlic -- minced
     1/2  cup              Smoked ham -- chopped
     1/2  cup           Chopped bell pepper
   2      Teaspoon      Brown sugar
     1/4  Teaspoon      Oregano
   1      large         Onion -- chopped
   1                    Bay leaf
   2      cup           Canned chopped tomatoes
   2      Teaspoon      Chili powder
     1/2  Teaspoon      Dry mustard

Preparation:

Cover beans with water and let soak overnight. Drain beans, discarding soaking water. In crock pot, cover beans with fresh water and add remaining ingredients. Cook on LOW for 6-8 hours, until beans are tender. Taste beans, add salt if necessary (don't add salt at the beginning of cooking time - it will make the beans tough!