Ingredients:

  Amount  Measure       Ingredient -- Preparation Method
--------  ------------  --------------------------------
   6      slices        lightly toasted bread -- cubed
   1      cup           cubed cooked ham
   6      slices        American and swiss cheese
   4                    eggs -- lightly beaten
   1      cup           milk
                        salt and pepper to taste
                        spices and herbs of choice

Preparation:

Layer in the bottom of a baking dish: bread, ham and cheese. To beaten eggs add milk and salt, pepper, spices to taste. Pour over the other ingredients and cover. Bake for 20 to 30 minutes in a moderate oven until lightly browned on top. Let stand for a few minutes after it comes out of the oven, or the first spoonful will be runny.