Ingredients:

  Amount  Measure       Ingredient -- Preparation Method
--------  ------------  --------------------------------
   5      cups          plain bread cubes or crouton
   1      pound         ham -- chopped*
   2      cups          cheddar cheese -- cubed small*
   4      cups          milk **
     1/4  teaspoon      pepper**
   6                    eggs**
     1/3  cup           corn oil**
   1      teaspoon      salt**
   1      teaspoon      dry mustard**
     1/3  cup           flour**

Preparation:

* Place these in the bottom of a greased 9 X 13 pan. ** Pour this mixture over crouton mixture and refrigerate overnight. Bake at 300 for 1 1/2 hours. Let sit for 10 to 15 minutes before serving. Cut into squares.