Ingredients:

  Amount  Measure       Ingredient -- Preparation Method
--------  ------------  --------------------------------
  8                     flour tortillas, torn
  1       large can     refried beans
  3       cups          shredded mozzerella cheese
  3       cups          shredded cheddar cheese
  2       lbs.          browned ground beef
  2       cans          enchilada sauce

Preparation:

In lighly greased 13"x 9"x 2" pan, layer ingredients starting with tortilla pieces. Top with cheeses. My family loves cheese so put as much as you like on top. Bake at 400 for about 30 minutes or until cheese is melted but not stiff.