Ingredients:

  Amount  Measure       Ingredient -- Preparation Method
--------  ------------  --------------------------------
   1      19 ounces ca  black beans -- drained and
                        rinsed
   1      cup           frozen corn -- thawed
   1      medium        red or green pepper -- cut
                        into strips
   1      small         zucchini -- chopped fine
     1/2  teaspoon      ground pepper
   1      11 ounces ja  mild salsa
   4      ounces        Monterey Jack cheese -- grated
   3      ounces        crushed tortilla chips

Preparation:

Pre-heat oven to 400F. Grease 12"X6" baking dish. Combine black beans, corn, bell pepper, zucchini and pepper. Spread half of the bean mixture in a baking dish. Spoon 1/2 the salsa over the bean mixture. Sprinkle with 1/2 crushed tortilla chips, then 1/2 the grated cheese. Repeat the layers with remaining bean mixture, salsa, chips and cheese. Cover with foil. Bake until cheese is melted and vegetables are tender, about 20 minutes. Remove from the oven. Position rack 2"-3" from heat source. Pre-heat broiler. Remove foil. Broil until lightly browned, about 5 minutes Ready to serve in 35 minutes