Ingredients:

  Amount  Measure       Ingredient -- Preparation Method
--------  ------------  --------------------------------
     3/4  cup           light brown sugar -- packed
   1 1/2  cups          water
   1      stick         cinnamon
   1      whole         clove
   3      cups          white bread cubes -- toasted
   3      cups          apples -- peeled and thinly sliced
   3      cups          seedless raisins
     1/2  cup           blanched almonds -- chopped
   1      cup           shredded Monterey jack cheese -- (4 oz.)

Preparation:

1. For syrup, combine sugar, water, cinnamon and clove. Bring to a boil and simmer 15 minutes; set aside. 2. Cover bottom of a buttered 2-quart casserole with a layer of toasted cubes; add a layer each of apples, raisins, almonds and cheese. 3. Repeat until all ingredients are used, reserving 1/4 cup cheese. 4. Remove cinnamon and clove from syrup; pour syrup over all. 5. Cover casserole; bake in preheated 350 F. oven 30 minutes. 6. Uncover; sprinkle with reserved cheese. 7. Bake an additional 15 minutes; serve hot.